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What is a Spartan Public Adjuster?

 

A Spartan public adjuster is an independent insurance professional that a policyholder may hire to help settle an insurance claim on his or her behalf.

Did you know that Public Adjusters get 747% higher settlements (on average) for policyholders than they get on their own?

 

WHY DO PEOPLE CALL US? 

 

Each insurance company has their weakness.  One of the weaknesses they have in common is their lack of response.  People call us because they cannot reach the claims department, or their claim representative inspected their home and then never followed up.  The claims representative said that the claim was covered and then denies the claim.   The claims department issued a payment that will not cover the cost of repairs.  The insurance company sent a mitigation company to their home and is not covering the cost of the work performed and not paying the claim settlement.   

 

Some customers call us as they do not have the time to work the claim process on top of their normal life and job.   Some clients are out of state.  Some clients have a property manager or business manager that do not have the skill set to negotiate or handle an insurance claim. 

Here are more popular searches:

 

Why is the insurance company not paying my claim? 

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Why was my insurance claim partially denied?

Why won't my adjuster answer my calls? 

Do I need to sue my insurance company? 

Pre-legal claim solution

Why is the insurance company underpaying my claim? 

Nevada Department of Insurance  (DOI) 

I have an insurance loss due to fire. 

I have an insurance loss due to water. 

My property was vandalized. 

My house has squatters. 

My tenants vandalized my house. 

Personal Property theft claim. 

Malicious intent. 

Suit against us policy language 

Appraisal process 

Appraiser / Umpire 

Dispute Resolution

What is Reservation of Rights? 

What is an Examination Under Oath?

Why was my file moved to SIU?

What does SIU mean?

Does my house have fire damage? 

Can my house have damage from soot or ash? 

My insurance won't pay for my roof? 

Do I have wind damage? 

Do I have hail damage? 

Am I covered for frozen pipe claim? 

Do I need an attorney to handle my claim? 

What is a public adjuster? 

What is a PA? 

What is a PIA? 

What is ALE? 

I need temporary housing. 


OUR MISSION

Not to let an insurance company dictate the terms of your loss.  We represent your best interests during the insurance claims process.   We understand how an insurance claim can affect the stability of your home, family, and finances. 

 

ACCOMPLISHMENTS/QUALIFICATIONS

25+ years of Xactimate structural estimate writing 

3 years of BI/PD automobile claims and total loss handling

18 years of catastrophe and field claim handling 

Business Interruption/Loss of Income claim handling

4 years of handling wildfire claims

3 Hurricane & 3 Tornado events

Large Loss and Commercial claim handling

Wind, Hail, and ice dam roof assessments

IICRC WRT water mitigation certified

Certified as insurance appraisers and umpires 

4 years as GIA certified gemologist for State Farm

4 years at State Farm handling the valuation of fine arts, jewelry, and watches

4 years Automobile Total Loss Handling to include estimating and creating valuations

 

Insurance Companies we have settled claims with: 

 

State  Farm 

Allstate 

Farmers

Travelers

Liberty Mutual  LIMU

Safeco

Progressive

Geico

American Modern 

American Family 

AAA

The Hartford 

Country Companies 

Amica

USAA 

HIppo 

Lemonade 

etc.

We can help you find the proper resource as we have vendors for mitigation, restoration, and rebuilds. 

 

Here are some popular searches.

 

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